More poor people to get health insurance in JK RSBY to Be Extended to 10 Districts; 5 Each In Jammu, Kashmir

More poor people to get health insurance in JK

RSBY to Be Extended to 10 Districts; 5 Each In Jammu, Kashmir


Jammu, Oct 28: To cover more poor people with health insurance, the state government has decided to extend Rashtriya Swasthya Bima Yojana (RSBY) to 10 more districts in the state, 5 each in Kashmir and Jammu.

RSBY, a National Health Insurance Programme for the people living Below Poverty Line, was earlier implemented under Pilot Project only in 2 districts: Jammu and Srinagar. Even in these two districts it was not in operation for the last around 3 months. Official sources informed Greater Kashmir that a central team which visited Srinagar a few days back to review the implementation of the scheme directed the state government to extend the RSBY to other districts so that more BPL families get its benefit. “The central team also made some modifications in the tendering document,” sources said. “The central team led by undersecretary to government, Labour Department held a meeting with the officials of Health and Family Welfare Department at Srinagar. After threadbare discussions on the financial implications of the scheme, it was decided to extend it to 10 more districts”, they informed, adding that the scheme would later be extended to other districts of the state in a phased manner.

The new districts which comes under RSBY are as:

Uadhampur, Rajouri, Reasi, Samba and Kathua in Jammu region, and Kulgam, Budgam, Islamabad (Anantnag), Pulwama and Ganderbal in Kashmir region. Director Health and Family Welfare, Dr Baldev Raj Sharma, when contacted, said that the process to implement RSBY in 10 more districts of the state had been initiated. “We have received data of BPL families of almost all districts”, he said adding that the data is being compiled so that the scheme was implemented at the earliest.

It may be mentioned that RSBY had been defunct since August this year after the expiry of contract with the firm, NIFT Genesis India. Under the scheme, every BPL family has to pay Rs 30 as registration fee to get health insurance cover up to Rs 30,000. The objective of RSBY is to provide protection to BPL households from financial liabilities arising out of health shocks that involve hospitalization. Beneficiaries under RSBY are entitled to hospitalization coverage up to Rs 30,000 for most of the diseases that require hospitalization.


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